Recreational Insurance

Protect Your RV, Boat, ATVs And Recreational Vehicles

Recreational policies are designed to protect both the vehicle and the people using it. Coverage typically includes:

Physical damage protection:
Repairs or replacement if your boat, RV, ATV, or other recreational vehicle is damaged by collision, fire, theft, vandalism, or certain weather events.

Liability coverage:
Financial protection if you cause injury or property damage while using your recreational vehicle.

Medical payments:
Help with medical costs for you or your passengers after an accident.

Uninsured/underinsured coverage:
Protection if you’re hit by someone who doesn’t have enough insurance.

Specialized add‑ons:
Options like roadside assistance for RVs, on‑water towing for boats, accessory coverage for ATVs, or full‑timer coverage for RVers who live on the road.

Call (619) 337-0721 for a recreational insurance quote.

What Others Are Saying

Rating: 5 out of 5.

Carmen was excellent and very responsive in our scramble to secure Homeowners and Automobile insurance after our previous carrier of many years made it almost impossible to renew.

— Frederick R
April 23, 2025

Rating: 5 out of 5.

Laura was a great help! She was patient and guided me through the process. I really appreciated her support.

— Alicia A
October 9th, 2025

Rating: 5 out of 5.

The service of Carmelita Dominguez for our insurance needs was fast and efficient. She answered our inquiries on the phone promptly, and in person she allowed us to ask questions to help us understand the content of our Homeowners Insurance policy. In addition to her professionalism, she was also respectful and polite. Thank you so much!

— Arnel P
February 24, 2024

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